Credit Consulting Plans

Choose Your
Credit Journey.

Every plan gives you the tools, guidance, and support to take control of your credit score — at your own pace, on your own terms. Cancel anytime.

Monthly
Annual Save 20%
Tier 01
Basic
Self-guided credit improvement with expert tips & product recommendations.
$ 20.99
/month · billed monthly
$16.79/month · billed annually
You save $50.40/year
  • ✦ Monitor your own credit score
  • ✦ Monthly credit tips & action items
  • ✦ Recommended credit products guide
  • ✦ Educational resources & guides
  • ✦ Email support (48hr response)
Get Started
Tier 02
Standard
Everything in Basic plus a personalized roadmap and priority support.
$ 44.99
/month · billed monthly
$35.99/month · billed annually
You save $108/year
  • ✦ Everything in Basic
  • ✦ Personalized credit builder roadmap
  • ✦ Priority email support (24hr response)
  • ✦ Bi-monthly progress check-ins
  • ✦ Score improvement action plan
Get Started
Tier 03
Premium
Full coaching experience with a dedicated advisor and monthly strategy sessions.
$ 89.99
/month · billed monthly
$71.99/month · billed annually
You save $216/year
  • ✦ Everything in Standard
  • ✦ Dedicated credit advisor
  • ✦ Monthly 1-on-1 strategy call
  • ✦ Unlimited email support
  • ✦ Full credit profile analysis
  • ✦ Lender readiness assessment
Get Started
Tier 04
VIP
Our most complete program — done-with-you guidance all the way to mortgage ready.
$ 169.99
/month · billed monthly
$135.99/month · billed annually
You save $408/year
  • ✦ Everything in Premium
  • ✦ Done-with-you dispute guidance
  • ✦ Mortgage pre-approval preparation
  • ✦ Priority access & fastest response
  • ✦ Weekly progress updates
  • ✦ Direct advisor phone access
  • ✦ Full mortgage readiness report
Get Started
Compare Plans

Everything Side by Side.

Feature Basic Standard Premium ⭐ VIP
Credit score monitoring ✦ ✦ ✦ ✦
Monthly credit tips & product guides ✦ ✦ ✦ ✦
Email support 48hr 24hr Unlimited Priority
Personalized credit roadmap — ✦ ✦ ✦
Progress check-ins — Bi-monthly Monthly Weekly
Dedicated credit advisor — — ✦ ✦
Monthly 1-on-1 strategy call — — ✦ ✦
Done-with-you dispute guidance — — — ✦
Mortgage pre-approval preparation — — — ✦
Direct advisor phone access — — — ✦
Monthly price $20.99 $44.99 $89.99 $169.99
Annual price (save 20%) $16.79/mo $35.99/mo $71.99/mo $135.99/mo
FAQ

Common Questions.

Can I cancel my subscription anytime?

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Yes — all monthly plans can be cancelled at any time with no penalty. Annual plans can be cancelled but are non-refundable after the first 14 days.

Will you dispute items on my credit report for me?

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We provide done-with-you guidance — meaning we walk you through exactly what to do, what to say, and how to dispute items yourself. This keeps you in full control of your credit file. Our VIP plan includes the most hands-on dispute guidance available.

How quickly will I see results?

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Most clients begin seeing score improvements within 60–90 days. Results depend on your starting point and how consistently you follow your personalized plan. Our average client sees a 120+ point increase over 4–6 months. Results may vary. OAC.

Can I upgrade or downgrade my plan?

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Absolutely. You can upgrade or downgrade at any time. Upgrades take effect immediately. Downgrades take effect at the start of your next billing cycle.

Which plan is best if I want to buy a home?

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If your goal is to get mortgage-ready, we recommend the VIP plan. It includes mortgage pre-approval preparation, done-with-you dispute guidance, and direct access to your advisor — everything you need to get lender-ready as fast as possible.

Is there a free consultation before I sign up?

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Yes! We offer a free 15-minute consultation where we review your credit situation and recommend the right plan for your goals. No pressure, no obligation.
Not Sure Which Plan?

Book a Free
15-Minute Call.

We'll review your credit situation and recommend the exact plan that fits your goals and budget. Zero pressure. Just clarity.

📞 Call (289) 937-6017